Want to pave the way for fresh possibilities for your property? Home improvement loans are indeed the best option to utilise right now. You can increase the potential value of your current property via quick and quality lending.
The loans for home renovation usually come on lower interest rates if you can use home as collateral. You can borrow large amount for bigger home projects. Bad Credit Lending also has the provision of unsecured home repair loans where borrowers’ income status considered. The amount will be small to borrow.
Applying for the loans is quick and convenient. Of course, we do support you at every step that will make process easier.
Haven’t decided yet? Our following loan features will clear all your doubts:
Your income statement and creditworthiness are not enough to take out home improvement and renovation loans. You must submit the following documents if you apply for these loans for over 7 years or more than €25,000.
Bad Credit Lending makes sure that you get money based on your affordability. The disbursal limit is decided after considering regular expenses and the possibility of unexpected expenses. You can rest assured you will get bespoke loan offer. Before you apply for these loans, you can know about the total cost of your home improvement loan.
We offer two types of calculator: loan repayment calculator, loan affordability calculator
Loan repayment calculator:You have to fill out the loan amount you need and the tenure. Then, you click on the calculate option. You will get the details of monthly repayments and total amount repayable. Please note that this information is for illustrative purpose only. It binds neither you nor us in a contract. It does not raise any obligation for both the parties. The results you get are based on the current offered rate for home improvement loans in Ireland. The amount of your loan and interest rates depend on your creditworthiness and repayment capacity.
Loan affordability calculator:This calculator helps you know how much you could borrow. It requires you to fill out your net monthly income, additional income such as rental income and your commitments or obligations such as rent repayments, mortgage instalment, monthly maintenance, number of dependent family members, and the duration of the loan.
We make sure that your poor credit score cannot stop you from getting a loan for home improvement. If you are buying a new home, then credit rating does matter. But for home renovation, this factor seems ineffective.
Availing bad credit loans in Ireland for home repair or renovation is well within your reach. Still, you have to impress us with your sufficient monthly income and recent financial history.
You have the option whether you provide a guarantor or not. We do not impose such obligation on you but interest rates may vary.
Why you start only home renovation? Why not repair your credit score too?
Yes, this is always a possibility because our easy repayment schedule will make things easier. You can repay the borrowed sum smoothly and bring necessary improvement in your credit score. For the purpose, you have to be sincere while repaying especially if you do not have any guarantor.
You like your home but now onwards, you love it more. Avail our quick loans in Ireland and get an early funding for your purpose. We give you alternatives of secured and unsecured home renovation loans on multiple features:
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Looking for a suitable loan offer for home renovation? Click here, apply now and get a quick quote.